Need an appraisal in Altamonte Springs or Seminole County?

Here are the top seven reasons why FL homeowners order from Louis Shepherd, MBA:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Seminole county's assessment of your property
To lower a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a FL divorce, when property needs to be divided
To determine the true market value of property in question to settle an estate in Seminole County or the state of FL

Own a house in or near Altamonte Springs, FL and need help determining the price of it?
Contact Louis Shepherd, MBA.

We at Louis Shepherd, MBA understand the individual needs of a homeowner in need of appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. Being a person not in the real estate field that ordinarily doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Louis Shepherd, MBA are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping people just like you remove unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Louis Shepherd, MBA is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Louis Shepherd, MBA can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.